01_JigsawGroup3

**Health Care Jigsaw **  
//** After investigating your topic for this assignment in Lesson 6 : **//  **A**.  **SHARE** your findings in your own words //(in paragraph or outline form)//   //;// add information that was interesting, surprising or had local connections.     //**<span style="color: rgb(231, 13, 48)">To ADD your content: **//   <span style="font-family: Arial,Helvetica,sans-serif"> - Click on "**EDIT THIS PAGE**" from the tabs at the top of the Wiki. This will display an "Editor" with text tools, and icons for uploading images, links, etc. - Enter YOUR appropriate information **BENEATH your Group #.** - BEGIN your posting by identifying your **TOPIC**, and by adding **FIRST NAME, Last INITIAL**. //For Example:// **"Medicare"** //(Kristen L.)// - When finished, click the **SAVE** button //at the top or bottom// of the Wiki area.
 * B. INCLUDE** **1 relevant graphic** related to the topic //(photo, clipart image, chart or graph).// Be sure to explain or reference this image to your posting!  <span style="font-family: Arial,Helvetica,sans-serif"><span style="color: rgb(0, 0, 0)"> <span style="font-family: Arial,Helvetica,sans-serif"> <span style="font-size: 90%; font-family: Arial,Helvetica,sans-serif">
 * C.** **INCLUDE 2** **"Review Questions"** based upon the posting<span style="color: rgb(0, 0, 0)"> //(Mult.Ch, T/F// //or Short Answer)//. <span style="font-size: 90%; font-family: Arial,Helvetica,sans-serif">Do **//NOT//** include the answers!   <span style="color: rgb(231, 13, 48)"> <span style="color: rgb(231, 13, 48)"> <span style="color: rgb(231, 13, 48)">

<span style="font-family: Arial,Helvetica,sans-serif"> = = <span style="font-family: Arial,Helvetica,sans-serif"> <span style="font-size: 120%; color: rgb(82, 183, 21)"> <span style="font-family: Arial,Helvetica,sans-serif"><span style="font-size: 120%; color: rgb(85, 54, 171)">**GROUP #3** : **Nursing Homes (** Jeff M.) The definition of a nursing home is an institution that provides services and help to elderly people. Most people will choose to go to a nursing home when they are old and unable to do normal things for themselves. Nursing homes will provide food and room, and nurse will help to aid elderly people with things such as walking. Nurses will also help people to bathe and dress. Most nursing homes can be pretty expensive due to all the services they provide. The average cost of a private room at a nursing home has jumped up to $70000 in the recent years. Some of the advantages in using a nursing home is the chance to have help whenever needed. Nurses will help out with food and entertainment. Residents also have the chance to see family whenever they want. Some examples of nursing homes in the local area are Landis Home Retirement Community and Willow Valley.

//1. How much does the average nursing home cost? 2. What services do nursing home have?//

// *This is Nancy Lopez and Arnold Palmer who are the sponsors of a famous retirement home The Villages //
 * Medicare** (Lexi M.)
 * ||  || [[image:https://moodle.mtwp.net/file.php/2129/moddata/forum/9341/70739/chart.gif width="413" height="312" align="left"]]Most people who depend on Medicare, for their health care coverage, are over the age of 65. Some people under the age of 65 may qualify for Medicare if they have a disability, Lou Gehrig's disease, or advanced kidney failure. Parts A and B together are known as original Medicare. Part A covers inpatient services, such as hospitals stays maybe even nursing home stays. Generally people over the age of 65 get this service for free. The reason is because they, or their spouses, were paying for Medicare Taxes while they worked. But if you paid for these taxes for less than 10 years there will be a monthly premium for this part's coverage. As of 2008 the premium for this Medicare is either $233 or $423 per month, depending on the person's work history. Part B covers outpatient services, such as doctor's visits or hospital visits when you aren't checked in. People are usually placed in this service, but it is not free.The other packages are handled through private insurance agencies and the prices vary according to the plan chosen. Most people over the age of 65 are put into this program automatically, and there is nothing needed to be done. But if needed you can request to start this program by contacting a Social Security center close to you.

//1. What do Parts A and B cover?// //2. Other than people under the age of 65, who can qualify for Medicare?// || **Medicaid** is a state and federal partnership which provides health coverage for certain people that have low incomes. It was created to provide people with better health who would not have been covered with medical care otherwise. Every state has different standards by which a person or family can apply for medicaid. On the other hand, medicare is offered for people over the age of 65. Medicaid and medicare are similar though, because they are both very long and time consuming processes. The comic is showing how the process of medicare can be confusing and how it can take very long to get approved.

//Would a person our age be more likely to qualify for medicaid or medicare? Every state has their own medicaid policy. True/False// <span style="font-family: Arial,Helvetica,sans-serif">

**Hospice** (Aleko P) A hospice is a care facility for terminally ill patients in a homelike non-institutional environment. A hospice includes symptom and pain management and emotional, spiritual bereavement support for the individual and the family. There are currently 2 hospices located in Lancaster county and both are excellent.

What is a Hospice? What services do they provide? <span style="font-family: Arial,Helvetica,sans-serif">

**HMO's** (Kim P)<span style="font-size: 120%; color: rgb(243, 75, 22)"> <span style="color: rgb(19, 1, 1)">   <span style="color: rgb(19, 1, 1)">An HMO is an organization that aims to lower costs for health care, saving patients’ or their employer a good sum of money. If one uses an HMO service, he or she is able to use their services at a much more affordable cost than if he or she <span style="color: rgb(19, 1, 1)"> <span style="color: rgb(19, 1, 1)">visits a doctor. HMO’s help people out by deciding what types of care they require and can buy those services for not only one person, but for thousands. Only the hospitals and doctors that work in each specific HMO network are accessible to those who are a part of that HMO <span style="color: rgb(19, 1, 1)"> <span style="color: rgb(19, 1, 1)">. They help patients choose which doctor will be their primary and secondary care physicians. At this time, the cost to join an HMO is much less than most ordinary health insurance companies, which end up putting money back into citizens’ pockets. Payment is not required up front and there are minimal charges from HMO’s for visiting a doctor as opposed to high rates for seeing a doctor on a regular health plan. <span style="color: rgb(19, 1, 1)"> <span style="color: rgb(19, 1, 1)"> //<span style="color: rgb(19, 1, 1)"> 1. Which service will save patients more money, an HMO or a regular Health Plan? <span style="color: rgb(19, 1, 1)"> <span style="color: rgb(19, 1, 1)"> <span style="color: rgb(19, 1, 1)"> <span style="color: rgb(19, 1, 1)"> 2. When a part of an HMO, are you given access to any doctor you wish to see at any hospital? //